Mortgage Loans

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Balloons
There are a variety of options to fit your needs. CCU offers 5, 7, 10 and 15 year Balloon Notes with a variety of amortization options.

Call our loan department for more information.
Fixed Terms
CCU offers fixed term, conventional mortgage loans up to a term of 15 years.

CCU will finance up to 80% of the appraised value or sales price of the property.
Construction Loans
One year interest only.

CCU will finance up to 80% of the projected appraised value.

A licensed contractor must oversee the building project.
HELOCS
A HELOC, or Home Equity Line of Credit, can be obtained for up to 80%* of the value of your home. A HELOC can be obtained on a 10 year draw period with a 10 year payback period with an adjustable rate of 2% above the Wall Street Prime.

*80% loan-to-value would include any other loans on the property

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