News :: Collegedale Credit Union

Collegedale Credit Union Concert Series

Collegedale Concert Series at The Commons. Dana Rogers. July 23rd 7pm. Fingerstyle Jazz

Thank you to all who came out and had a great time with Cindy Gibbs, Dran Michael, and Amber Carrington! We hope you’ll join us on Tuesday, July 23rd for the unique acoustic fusion by singer, songwriter, and local Chattanoogan, Dana Rogers!”

“Singer songwriter and local Chattanoogan, Dana Rogers began performing in and around the city (and beyond) in 1997. She's been playing guitar for 29 years and has developed a unique style that is all her own. Incorporating fingerstyle jazz, blues, soul, funk, folk and pop along with percussive playing, she has recently branded her music "acoustic fusion". Add that to over three and a half decades of singing and what you have is one harmoniously musical marriage of guitar and vocals. A fan once told Dana that her voice "...is like steel reinforced velvet". Smooth and strong. Over the years, she has gigged at such venues as Soup Plus, the oldest jazz club in Sydney, Australia, and NY Singer Songwriter Sessions at legendary Manhattan venues, CBGB and The Bitter End.” (Artist Bio at https://www.reverbnation.com/danarogers/songs)

Find out more about Dana at:

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Just a reminder; all tax forms for filing are mailed out by January 31 each year.

Kirby Kangaroo is Growing Up and Hopping On!

The Kirby Kangaroo accounts are changing to “Youth Accounts”* with these guidelines:

Children 12 years old and younger are eligible.
For every $5 deposited in one transaction, children get one youth dollar to spend on prizes.
Children need to make any deposits – or be present – to be eligible to receive a youth dollar.
When children make a withdrawal, the joint owner of the account must be present.
Checks deposited need to be made out to the children to be eligible to receive a youth dollar.
Online transfers into the children’s account will not be eligible to receive a youth dollar.
Remember that this account is designed for children to learn about managing their own money.

*This change will take place on January 1, 2018.

Same Day ACH is Here!

Did you know that your payments are now moving faster?

Thanks to Same Day ACH, payments that once took up to three days will now be complete in just hours.

What Has Changed?

What this means for you is no more tied up funds, or watching your account wondering when a transaction will post. With the new system, “pending” ACH transaction time could be shortened to just a few hours—so you can always be clear on what you have available to spend.

It is important to note that this also means the cushion of time between an ACH originating and processing will be gone, and you’ll want to carefully monitor your balances to ensure sufficient funds to cover transactions at all times.

What are ACH Transactions?

ACH stands for Automated Clearing House—it’s another way to move money paperlessly, and operates independently of credit and debit cards. Essentially, anytime you move money by providing your account number, and financial institution’s routing and transit number, you are probably making an ACH transaction.

Some examples are:

A payment that you make at a biller’s website that is deducted automatically from your checking account.
A transfer that you initiate between your accounts at different financial institutions.
Any transactions that require a voided check to initiate payment.

What Do I Need to Do?

The national ACH network will be updating to Same Day ACH on September 15.

While the speed of Same Day ACH transactions will help you maintain a clearer picture of your finances, the change may take some getting used to. Collegedale Credit Union recommends getting in the habit of checking your balances daily.

For more information on the change to Same Day ACH, contact Collegedale Credit Union.

You Should Know...

Savings in every federally insured Credit Union are backed by the National Credit Union Share Insurance Fund (NCUSIF), a fund maintained by the U.S. Treasury. The NCUSIF is administered by the National Credit Union Administration, an agency of the federal government, which insures your savings up to at least $250,000. Federal insurance protects your money at your Credit Union in share savings, share draft/checking, money market, share certificate, trust fund and retirement accounts.

Funds in a federally insured Credit Union can be insured to a level much higher than $250,000 depending on how you establish your accounts. For instance, jointly owned accounts and accounts with named beneficiaries are separately insured up to $250,000. For more information, ask a Member Service Representative.

—CUNA Inc. Copyright 2008