News :: Collegedale Credit Union

Accessing Your Account

We care about our members and employees and want you to know that your health and security are our first priority. As social distancing becomes a requirement, we want to ensure that you are informed of alternative ways to access your account no matter where you are:

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Audio Response: You can request a check withdrawal, transfer funds, get balances, a list of your last transactions, and tax and IRA information by calling our Audio Response Number at 1-800-427-6269.

CCU Mobile Banking: You can access your account and bill pay options using our CCU Mobile Banking App – “Collegedale CU Mobile Banking”

Virtual Branch: You can access your account and bill pay options as well as make ACH requests, wire transfer requests, Line of Credit transfers, and more with online banking via "Virtual Branch"
Contact a Member Services Representative if you are not already signed up.

ATM: Need to make a deposit or withdrawal cash? You can get a list of nearly 30,000 surcharge-free ATM locations and over 5,400 shared branch locations nationwide by clicking here: https://co-opcreditunions.org/locator/?ref=allco-op.org&sc=1

Local: If you still need to stop by, our Drive-Thru opens early at 8:00 a.m. each weekday and our night drop is available 24/7 for safe and secure deposits.

If you have an urgent need requiring service in person, please call 423-396-2101 to schedule an appointment.

As we continue to monitor the situation, the need for changes may arise. We will take the appropriate actions to protect our members and staff and follow the guidelines set forth by the appropriate governing bodies.

As always, please feel free to call us with any questions you may have!

We hope everyone stays safe and healthy and thank you for placing your trust in us!

Phishing Advisory

Early indications are showing that fraudsters may be increasing phishing attacks in an effort to exploit the current COVID-19 pandemic.

Additionally, criminals in possession of card details and other forms of personally identifiable information are spoofing the phone number from financial institutions to fool cardholders into thinking that text messages and phone calls are actually from the fraud department of their financial institution.

Collegedale Credit Union would like to offer you the education you need to protect yourself with the following facts regarding CCU’s fraud department:

CCU nor our fraud department will ever ask for your PIN, CV2 codes or Expiration Dates.
A text alert warning of suspicious activity on a card will NEVER include:

A link to be clicked.
Requests for cardholder data such as card numbers, PINs, CV2 Codes, Expiration Date

A text alert from us will always

Be from a 5-digit number, either 20733 or 37268
Include detailed information about the transaction
Ask the cardholder to reply to the text message with answers such as ‘yes’, ‘no’, ‘help’, or ‘stop’.

A phone call from one of our Call Center agents will only include a request for the cardholder Zip code and a ‘yes’ or ‘no’ to the transactions they will provide
No other personal information will be requested, unless the cardholder confirms that a transaction is fraudulent.
If at any point, you are uncertain about questions being asked or a call you have received, please hang up and call CCU directly at 423-396-2101

Junr Concert Cancelled. Upcoming Conerts 2020. Jul 23 James Ward Quintet

Collegedale Credit Union Concert Series

The Collegedale Credit Union Concert Series is proud to announce "The James Ward Quintet" coming to The Commons on Thursday, July 23rd at 7:00 p.m.

The James Ward Quintet is a jazz combo that has served as the house band for the Jazz Jam at Barking Legs Theater in Chattanooga.

The group includes James Ward, piano; Stephen Powers, guitar; Grady Dickinson, alto sax; Given Arnold, bass; and James Crumble, drums.

James Ward is a familiar musician in the Chattanooga area, having been a recording artist, song writer, and jazz educator at Covenant College, Lee University, and Chattanooga Christian School.

Stephen Powers studied jazz under Ed Petersen and Steve Masakowski at the University of New Orleans and Grady Dickinson grew up playing jazz in Northwest Iowa.

Given Arnold graduated from Eastman School of Music with a degree in upright bass, and James Crumble studied at Indiana University and has performed with numerous jazz and gospel ensembles in Chattanooga.

The JWQ was formed to provide young musicians an opportunity to sit in with professional players on the last Sunday of the month at Barking Legs.

Because the health and safety of our members and our community remains our priority, please understand that Collegedale Credit Union and The Commons will follow the guidance of city officials regarding any need to postpone this event.

The James Ward Quintet

TurboTax

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Just a reminder; all tax forms for filing are mailed out by January 31 each year.

Same Day ACH is Here!

Did you know that your payments are now moving faster?

Thanks to Same Day ACH, payments that once took up to three days will now be complete in just hours.

What Has Changed?

What this means for you is no more tied up funds, or watching your account wondering when a transaction will post. With the new system, “pending” ACH transaction time could be shortened to just a few hours—so you can always be clear on what you have available to spend.

It is important to note that this also means the cushion of time between an ACH originating and processing will be gone, and you’ll want to carefully monitor your balances to ensure sufficient funds to cover transactions at all times.

What are ACH Transactions?

ACH stands for Automated Clearing House—it’s another way to move money paperlessly, and operates independently of credit and debit cards. Essentially, anytime you move money by providing your account number, and financial institution’s routing and transit number, you are probably making an ACH transaction.

Some examples are:

A payment that you make at a biller’s website that is deducted automatically from your checking account.
A transfer that you initiate between your accounts at different financial institutions.
Any transactions that require a voided check to initiate payment.

What Do I Need to Do?

The national ACH network will be updating to Same Day ACH on September 15.

While the speed of Same Day ACH transactions will help you maintain a clearer picture of your finances, the change may take some getting used to. Collegedale Credit Union recommends getting in the habit of checking your balances daily.

For more information on the change to Same Day ACH, contact Collegedale Credit Union.

You Should Know...

Savings in every federally insured Credit Union are backed by the National Credit Union Share Insurance Fund (NCUSIF), a fund maintained by the U.S. Treasury. The NCUSIF is administered by the National Credit Union Administration, an agency of the federal government, which insures your savings up to at least $250,000. Federal insurance protects your money at your Credit Union in share savings, share draft/checking, money market, share certificate, trust fund and retirement accounts.

Funds in a federally insured Credit Union can be insured to a level much higher than $250,000 depending on how you establish your accounts. For instance, jointly owned accounts and accounts with named beneficiaries are separately insured up to $250,000. For more information, ask a Member Service Representative.

—CUNA Inc. Copyright 2008