CCU News

Collegedale Credit Union Concert Series at The Commons.  Emerald Butler on January 23rd at 7 p.m.

Collegedale Credit Union Concert Series

Thank you to all who came out and had a great time with “A Classic Christmas with Savannah Brown”! We hope you’ll join us on Thursday, January 23rd @ 7 p.m. as fiddler player, songwriter, and entertainer Emerald Butler returns for a much requested encore!

Emerald is a touring fiddler, songwriter, & entertainer from Chattanooga, Tennessee. Some may say her job description is to play in bands, accompany other artists, write, and entertain. But what she really does is… helps people remember who they are and what they are going through or she helps them forget. Whichever they prefer. Above all else, Emerald is genuine and original in her Americana style, Country soul, and Rockabilly performance.

In the summer of June 2017, Emerald Butler independently released her first all original album titled “I Am Me.” Emerald graduated from Middle Tennessee University in May of 2018 with a Bachelor’s Degree in Music Business. During her time at MTSU, Emerald interned at Nashville based roots label, Compass Records. She has worked with legends like Bob Kingsley, Bobby Osborne, and Alison Brown.

Emerald has performed at many music festivals and venues including the Opry City Stage in New York City. Emerald has performed with multiple artists including the Queen of Bluegrass Rhonda Vincent, Becky Buller, Jason D. Williams, and hit songwriter Roger Alan Wade. She has also accompanied bands and opened for acts such as John Anderson and David Allen Coe." (Artist Bio at

Find out more about Emerald at


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Just a reminder; all tax forms for filing are mailed out by January 31 each year.

Same Day ACH is Here!

Did you know that your payments are now moving faster?

Thanks to Same Day ACH, payments that once took up to three days will now be complete in just hours.

What Has Changed?

What this means for you is no more tied up funds, or watching your account wondering when a transaction will post. With the new system, “pending” ACH transaction time could be shortened to just a few hours—so you can always be clear on what you have available to spend.

It is important to note that this also means the cushion of time between an ACH originating and processing will be gone, and you’ll want to carefully monitor your balances to ensure sufficient funds to cover transactions at all times.

What are ACH Transactions?

ACH stands for Automated Clearing House—it’s another way to move money paperlessly, and operates independently of credit and debit cards. Essentially, anytime you move money by providing your account number, and financial institution’s routing and transit number, you are probably making an ACH transaction.

Some examples are:
  • A payment that you make at a biller’s website that is deducted automatically from your checking account.
  • A transfer that you initiate between your accounts at different financial institutions.
  • Any transactions that require a voided check to initiate payment.

What Do I Need to Do?

The national ACH network will be updating to Same Day ACH on September 15.

While the speed of Same Day ACH transactions will help you maintain a clearer picture of your finances, the change may take some getting used to. Collegedale Credit Union recommends getting in the habit of checking your balances daily.

For more information on the change to Same Day ACH, contact Collegedale Credit Union.

You Should Know...

Savings in every federally insured Credit Union are backed by the National Credit Union Share Insurance Fund (NCUSIF), a fund maintained by the U.S. Treasury. The NCUSIF is administered by the National Credit Union Administration, an agency of the federal government, which insures your savings up to at least $250,000. Federal insurance protects your money at your Credit Union in share savings, share draft/checking, money market, share certificate, trust fund and retirement accounts.

Funds in a federally insured Credit Union can be insured to a level much higher than $250,000 depending on how you establish your accounts. For instance, jointly owned accounts and accounts with named beneficiaries are separately insured up to $250,000. For more information, ask a Member Service Representative.
—CUNA Inc. Copyright 2008

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