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All credit union’s basic philosophy is – “people helping people.” Collegedale Credit Union is no exception. Collegedale Credit Union was established in May of 1952 in the basement of the Administration Building on the campus of Southern Missionary College. The Credit Union was founded by local Collegedale residents who saw a financial need in the community. They believed they could offer lower interest rates on loans and higher interest rates on savings. It was organized and given a charter by the State Banking Commission. The charter stated that membership be granted to any Seventh-day Adventist Church member worldwide and their immediate family.
Throughout our stable history, Collegedale Credit Union has provided financial security to its members. Our assets and our reserves are substantial, allowing Collegedale Credit Union to provide more than adequate protection. Today, focus on strong controls is maintained so that we can minimize risk and provide “safe and sound” financial decisions. Each member enjoys the protection of their savings being federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration, a U.S. Government Agency. Since Collegedale Credit Union is a state-chartered institution, it is regulated and examined by both federal and state auditors.
In 1983/84 we applied to have our charter extended to our zip code area and to any employee of an SDA employer or of an SDA institution, or the relative of a Collegedale Credit Union member.
We have grown from that basement room in the Administration building to our present facility located in the Fleming Plaza which houses the Post Office, Village Market and Adventist Book Center.
Throughout our stable history, Collegedale Credit Union has provided financial security to its members. Our assets and our reserves are substantial, allowing Collegedale Credit Union to provide more than adequate protection. Today, focus on strong controls is maintained so that we can minimize risk and provide “safe and sound” financial decisions. Each member enjoys the protection of their savings being federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration, a U.S. Government Agency. Since Collegedale Credit Union is a state-chartered institution, it is regulated and examined by both federal and state auditors.
In 1983/84 we applied to have our charter extended to our zip code area and to any employee of an SDA employer or of an SDA institution, or the relative of a Collegedale Credit Union member.
We have grown from that basement room in the Administration building to our present facility located in the Fleming Plaza which houses the Post Office, Village Market and Adventist Book Center.