Loan Rates

Ask about our discounted rates for new model year vehicles!

Mortgage Loans

Collegedale Credit Union is committed to serving our local community. We offer conventional Real Estate Loans and are competitive with our interest rates. Please check with our Loan Department at 423.396.2101, option 4 for the latest Mortgage Loan information and to get an application.

Business Loans

Please check with our Loan Department at 423.396.2101, option 4 for the latest Business Loan information.
Secured Loans
Rates are effective April 1, 2019
Description Rate1 Grace Period for Repayment
New Auto (Current year, <5,000 miles) As low as 3.49%2 10 Days
Used Auto ≤99,999 miles As low as 4.74%2 10 Days
Used Auto ≥100,000 miles As low as 9.24%2 10 Days
Boats/RV/Motorcycle/Other As low as 6.49%2 10 Days
Other Charges3
Processing Fee Based on Loan Amount
Late Payment Fee for Installment loans 5% of payment, minimum $5.00
Late Payment Fee for Single Payment loans $35
Optional, Credit Life/Credit Disability Insurance Based on Loan Amount
Optional, Guaranteed Asset Protection (GAP) Fee $190
Optional, Extended Warranty Based on Loan Amount & collateral
1Rates may change at any time.

2Rates are based on credit history, terms of loan, payment type, and other potential conditions.

3Other fees may apply.

Inquire for more information regarding more specific or specialized borrowing needs.

Unsecured Loans
Rates are effective April 1, 2019
Description Rate1 Grace Period for Repayment
Personal Loan As low as 9.99%2 10 Days
Line of credit/Overdraft As low as 13.00% 10 Days
Other Charges3
Processing Fee Based on Loan Amount
Late Payment Fee for Installment loans 5% of payment, minimum $5.00
Late Payment Fee for Single Payment loans $35
Optional, Credit Life/Credit Disability Insurance Based on Loan Amount
1Rates may change at any time.

2Rates are based on credit history, terms of loan, payment type, and other potential conditions.

3Other fees may apply.

Inquire for more information regarding more specific or specialized borrowing needs.

VISA Credit Card
Rates are effective October 1, 2017
VISA Description APR* Grace Period for Repayment
Share Secured 12.75%
(1.06250 Monthly Periodic Rate)
25 Days
Unsecured 15.95%
(1.32917 Monthly Periodic Rate)
25 Days
Other Charges
Late Payment Fee Up to $25
Return Check Fee Up to $21
Lost Card Replacement Fee $20
Priority-Rush Card Fee $15
Annual Fee - None. Minimum Credit Limit - $300. Interest Calculation - Average daily balance (including purchases).

*APR=Annual Percentage Rate. Rates are subject to change.

See more on VISA Credit Cards.

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