Loan Rates

Secured Loan Rates

Please check with our Loan Department at 423.396.2101, Option 4 for the latest Secured Loan Rates (Autos/Boats/RVs).

Unsecured Loan Rates

Please check with our Loan Department at 423.396.2101, Option 4 for the latest Unsecured Loan Rates.
VISA Credit Card
Rates are effective October 1, 2017
VISA Description APR* Grace Period for Repayment
Share Secured 12.75%
(1.06250 Monthly Periodic Rate)
25 Days
Unsecured 15.95%
(1.32917 Monthly Periodic Rate)
25 Days
Other Charges
Late Payment Fee Up to $25
Return Check Fee Up to $21
Lost Card Replacement Fee $20
Priority-Rush Card Fee $15
Annual Fee - None. Minimum Credit Limit - $300. Interest Calculation - Average daily balance (including purchases).

*APR=Annual Percentage Rate. Rates are subject to change.

See more on VISA Credit Cards.

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